Navigating Medicare for the first time can feel overwhelming, but it doesn’t have to be. Understanding the difference between Original Medicare, Medicare Advantage, and Medigap (Medicare Supplement) coverage is the key to making smart decisions. Your enrollment windows, plan options, and out-of-pocket costs all work together – and getting them right can mean the difference between predictable healthcare expenses and costly surprises.
This section brings together our most practical guides on comparing Medigap plans, understanding costs, and making confident enrollment decisions. Whether you’re weighing Plan F against Plan G, calculating what you might pay in 2025, or just trying to understand what Medigap actually covers, you’ll find clear answers below. Bookmark this page – it’s your starting point for a stronger, simpler Medicare journey.
Comparing Plans
- 2025 Medicare Supplement Plan Comparison Chart – See all standardized Medigap plans side by side.
- Medicare Plan F vs. Plan G: What’s the Difference? – A direct comparison of two of the most popular options.
- What Are The Top 5 Medicare Supplement Plans? – Learn which plans are most widely chosen and why.
- What Is Medicare SELECT? – An explanation of this network-based Medigap option.
Benefits offered by each Medigap plan
Compare the benefits of each lettered plan to help you find one that meets your needs now and in the future. You might not be able to switch Medigap policies later.
✔ = Plan covers 100% ✘ = Plan doesn’t cover % = Amount the plan covers
| Benefits | A | B | C | D | F | G | K | L | M | N |
|---|---|---|---|---|---|---|---|---|---|---|
| Part A coinsurance & hospital costs | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ |
| Part B copays/coinsurance | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | 50% | 75% | ✔ | ✔ |
| Blood (first 3 pints) | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | 50% | 75% | ✔ | ✔ |
| Part A hospice | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | 50% | 75% | ✔ | ✔ |
| Skilled nursing facility | ✘ | ✘ | ✔ | ✔ | ✔ | ✔ | 50% | 75% | ✔ | ✔ |
| Part A deductible | ✘ | ✔ | ✔ | ✔ | ✔ | ✔ | 50% | 75% | 50% | ✔ |
| Part B deductible | ✘ | ✘ | ✔ | ✘ | ✔ | ✘ | ✘ | ✘ | ✘ | ✘ |
| Part B excess charges | ✘ | ✘ | ✔ | ✘ | ✔ | ✔ | ✘ | ✘ | ✘ | ✔ |
| Foreign travel emergency | ✘ | ✘ | 80% | 80% | 80% | ✘ | ✘ | ✘ | 80% | 80% |
| $7,220 | $3,610 | |||||||||
Costs
- Average Cost of Medicare Supplement Insurance by Age in 2025 – Premium ranges from age 65 to 98.
- How to Use Medicare Easy Pay – How to set up automatic premium payments.
- Medicare Supplement Insurance Cost – The main factors that influence pricing.
- The Average Cost of Medigap Insurance May Surprise You – A look at national averages and variations.
- The Average Cost of Medicare Supplement Plan F by Age and by State – Breaking down costs for Plan F.
- What Is the Average Cost of Medicare Supplement Insurance Plan G? (Updated for 2025) – Current data for the most popular Medigap plan.
- What Is the Average Cost of Medicare Supplement Insurance Plan N? (Updated for 2025) – Cost details for another popular option.
Coverage
- International Medicare and Medigap Coverage – What happens if you need care abroad.
- What Does Medigap Insurance Cover? – An overview of benefits and limits.
- What Is First Dollar Medicare Coverage? – How some Medigap plans handle deductibles and copays.
Enrollment
- When Can I Change My Medicare Supplement Plan? – Rules for switching plans after your initial enrollment.
- 2025 Medicare Enrollment Dates and Medicare Open Enrollment – Key deadlines to keep in mind.