Medicare Supplement Insurance (Medigap) helps Wyoming seniors and eligible disabled residents cover out-of-pocket healthcare costs not fully covered by Original Medicare, including deductibles, copayments, and coinsurance. Wyoming residents can choose from up to 10 standardized Medigap plans: A, B, C, D, F, G, K, L, M, and N.
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Important: Plan F and Plan C are not available to individuals who became eligible for Medicare on or after January 1, 2020.
Most Popular Medigap Plans in Wyoming
| Popularity Ranking | Plan | Total Enrollees |
|---|---|---|
| 1 | F | 25,898 |
| 2 | G | 24,590 |
| 3 | N | 4,927 |
Note: Plans E, H, I, and J have been discontinued nationwide. Pre-standardized plans (sold before July 1992) may still exist but are no longer issued.
Did you know? Wyoming has one of the smallest Medigap markets in the country, yet its enrollment split between Plan F and Plan G is nearly even – showing how quickly beneficiaries are transitioning from older plans to newer options.
How Medigap Pricing Works in Wyoming
Medigap premiums are determined by different rating methods, which affect how costs rise over time. In Wyoming, insurers may use one of three models:
- Attained-age rated – Premiums increase as you age.
- Issue-age rated – Premiums are based on your age at the time of purchase and may rise with inflation, not age.
- Community rated – Everyone pays the same premium, regardless of age.
Under-65 Eligibility in Wyoming
Wyoming does not require insurers to offer Medigap coverage to beneficiaries under 65 who qualify for Medicare due to disability or end-stage renal disease (ESRD). Some insurers may voluntarily make plans available, but options are limited and premiums may be higher for younger enrollees.
Choosing a Medigap Plan in Wyoming
With Plan F still holding the largest enrollment and Plan G close behind, Wyoming beneficiaries have clear options depending on when they first became eligible for Medicare. Plan N is also a growing choice for those seeking lower monthly premiums. Every Medigap plan is accepted nationwide at any provider that takes Medicare, ensuring Wyoming residents are covered whether they receive care in Cheyenne, Casper, or across the U.S.
To compare premiums and review plan options in your area, visit our Medigap rate comparison page.