Medicare Supplement Plans in Arkansas 2025

Medicare Supplement Insurance (Medigap) helps Arkansas seniors and eligible disabled residents cover healthcare costs not fully paid by Original Medicare, including deductibles, copayments, and coinsurance. Residents of Arkansas can choose from up to 10 standardized Medigap plans: A, B, C, D, F, G, K, L, M, and N.

Important: Plan F and Plan C are not available to people who became eligible for Medicare on or after January 1, 2020.

Most Popular Medigap Plans in Arkansas

Note: Plans E, H, I, and J were retired nationwide and are no longer available. Pre-standardized plans (sold prior to July 1992) may still exist but cannot be purchased today.

How Medigap Pricing Works in Arkansas

Medigap premiums can rise differently depending on the rating method used by insurers. In Arkansas, policies may be priced in one of three ways:

• Attained-age rated – Premiums increase as you age.
• Issue-age rated – Premiums are based on your age when you purchase the policy and may rise with inflation, not age.
• Community rated – Everyone pays the same premium, regardless of age.

Under-65 Eligibility in Arkansas

Arkansas requires insurers to make at least one Medigap plan available to residents under 65 who qualify for Medicare due to disability or end-stage renal disease (ESRD). While plan options may be more limited, this ensures younger beneficiaries still have access to supplemental coverage.

Choosing a Medigap Plan in Arkansas

With Plan G leading enrollment, many new beneficiaries select it for broad coverage, while Plan N is popular with cost-conscious enrollees. Although Plan F remains widely used, it is closed to new beneficiaries. All Medigap policies can be used nationwide at any provider that accepts Medicare, offering Arkansas residents flexibility whether they receive care in Little Rock, Fayetteville, or beyond.

To compare premiums and coverage in your ZIP code, visit our Medigap rate comparison page.