Medigap in Medicare Supplement Plans in Kansas 2025 – What it covers and how to enroll
Medicare Supplement (Medigap) plans in Medicare Supplement Plans in Kansas 2025 help pay the out‑of‑pocket costs Original Medicare doesn’t cover – like deductibles, coinsurance, and certain copayments. Plans are standardized by letter (A–N), but availability and pricing vary by state and ZIP.
Get a More Accurate Price
Medicare Supplement Insurance (Medigap) helps Kansas seniors and eligible disabled residents pay for certain Medicare costs such as deductibles, copayments, and coinsurance. Kansas residents may choose from up to 10 standardized Medigap plans — Plans A, B, C, D, F, G, K, L, M, and N.
Most Popular Medigap Plans in Kansas
| Popularity Ranking | Plan | Total Enrollees |
|---|---|---|
| 1 | F | 117,815 |
| 2 | G | 97,115 |
| 3 | N | 16,975 |
Note: Plans E, H, I, and J are no longer available. These were discontinued nationwide. Pre-standardized plans refer to policies sold before July 1992.
How Medigap Pricing Works
Pricing methods affect how your Medigap premiums change over time. In Kansas, insurers may use one of three models:
- Attained-age rated – Premiums rise as you get older.
- Issue-age rated – Premiums are based on your age at purchase and may increase due to inflation, not age.
- Community rated – Everyone pays the same premium regardless of age.
Under-65 Eligibility in Kansas
Medigap isn’t just for seniors. People under 65 with disabilities or end-stage renal disease (ESRD) may also qualify. In Kansas, insurers are required to offer all Medigap policies to under-65 beneficiaries and cannot charge them more than they charge 65-year-olds.
To explore options and find the best rates, visit our Medigap rate comparison tool or review individual plan pages such as Plan G and Plan N.