Medigap in Medicare Supplement Plans in Iowa 2025 – What it covers and how to enroll
Medicare Supplement (Medigap) plans in Medicare Supplement Plans in Iowa 2025 help pay the out‑of‑pocket costs Original Medicare doesn’t cover – like deductibles, coinsurance, and certain copayments. Plans are standardized by letter (A–N), but availability and pricing vary by state and ZIP. Use the quick checker below to view plans and estimated rates for your area.
Get a More Accurate Price
Medicare Supplement Insurance (Medigap) helps Iowa seniors and eligible disabled residents pay certain Medicare costs such as deductibles, copayments, and coinsurance. In Iowa, insurers may offer up to 10 standardized Medigap plans — Plans A, B, C, D, F, G, K, L, M, and N.
Important: Plan F and Plan C are not available to anyone who became eligible for Medicare on or after January 1, 2020.
Most Popular Medigap Plans in Iowa
| Popularity Ranking | Plan | Total Enrollees |
|---|---|---|
| 1 | F | 185,218 |
| 2 | G | 99,961 |
| 3 | N | 9,447 |
How Medigap Pricing Works
Medigap pricing methods determine how your premiums may change over time. Iowa policies typically use one of three models:
- Attained-age rated – Premiums increase as you get older.
- Issue-age rated – Premiums are based on your age at purchase and may rise due to inflation, not due to aging.
- Community rated – Everyone pays the same premium regardless of age.
Under-65 Eligibility in Iowa
Medigap mainly serves seniors, but some under-65 beneficiaries may also qualify. Availability for people under 65 with disabilities or end-stage renal disease (ESRD) varies by insurer in Iowa. Insurance companies are not required to offer Medigap to beneficiaries under 65 in Iowa, but some may choose to do so.
Compare plans and estimated rates for your area on our Medigap rate comparison page, or explore popular options like Plan G and Plan N.