Medicare Supplement Insurance (Medigap) helps Nevada seniors and eligible disabled residents cover healthcare costs not fully paid by Original Medicare, including deductibles, copayments, and coinsurance. Nevada residents may choose from up to 10 standardized Medigap plans: A, B, C, D, F, G, K, L, M, and N.
Get a More Accurate Price
Important: Plan F and Plan C are not available to individuals who became eligible for Medicare on or after January 1, 2020.
Most Popular Medigap Plans in Nevada
| Popularity Ranking | Plan | Total Enrollees |
|---|---|---|
| 1 | F | 46,809 |
| 2 | G | 35,820 |
| 3 | N | 11,626 |
Note: Plans E, H, I, and J were discontinued nationwide. Pre-standardized plans (sold before July 1992) may still exist but are no longer issued.
Did you know? Nevada still has more beneficiaries in Plan F than Plan G, with nearly 47,000 enrollees holding onto Plan F. While Plan G is growing, this shows Nevada is transitioning more slowly than many other states where Plan G has already taken the lead.
How Medigap Pricing Works in Nevada
Premiums for Medigap coverage may increase differently depending on how insurers price their plans. In Nevada, Medigap policies may use one of three rating methods:
- Attained-age rated – Premiums increase as you age.
- Issue-age rated – Premiums are based on your age when you buy the policy and may rise with inflation, not age.
- Community rated – Everyone pays the same premium, regardless of age.
Under-65 Eligibility in Nevada
Nevada does not require insurers to sell Medigap coverage to beneficiaries under 65 who qualify for Medicare due to disability or end-stage renal disease (ESRD). Some insurance companies may voluntarily offer coverage, but availability and pricing vary.
Choosing a Medigap Plan in Nevada
Plan F remains the most popular Medigap option in Nevada, though it is closed to new beneficiaries. Plan G is growing as the top choice for new enrollees, and Plan N offers a lower-cost alternative with modest cost-sharing. Every Medigap policy works nationwide with providers that accept Medicare, ensuring Nevada residents have reliable coverage whether they receive care in Las Vegas, Reno, or across the U.S.
To explore premiums and compare plan options in your ZIP code, visit our Medigap rate comparison page.