Looking for Medicare Supplement (Medigap) insurance in New York? You’re in the right place. Below you’ll find details about the Medigap plans available to residents of New York, including pricing and benefit comparisons.
Here are the available Medigap plans in New York, including estimated monthly premiums and benefit coverage. All pricing is estimated and may vary by provider and ZIP code.
Medigap Plan: A
Premiums range from $207 - $414 depending on your age, sex, health status, and when you buy.
Doesn't include:
$185.00 Standard Part B premium
Copays / Coinsurance
Not specified
Deductibles
$1,676 Hospital (Part A)
$257 Medical (Part B)
Plan Benefits
- ❌ Skilled nursing facility
- ❌ Part A deductible
- ❌ Part B deductible
- ❌ Part B excess charges
- ❌ Foreign travel emergency
Medigap Plan: B
Premiums range from $301 - $665 depending on your age, sex, health status, and when you buy.
Doesn't include:
$185.00 Standard Part B premium
Copays / Coinsurance
Not specified
Deductibles
$0 Hospital (Part A)
$257 Medical (Part B)
Plan Benefits
- ❌ Skilled nursing facility
- ✅ Part A deductible
- ❌ Part B deductible
- ❌ Part B excess charges
- ❌ Foreign travel emergency
Medigap Plan: C
Premiums range from $36 - $529 depending on your age, sex, health status, and when you buy.
Doesn't include:
$185.00 Standard Part B premium
Copays / Coinsurance
Not specified
Deductibles
$0 Hospital (Part A)
$0 Medical (Part B)
Plan Benefits
- ✅ Skilled nursing facility
- ✅ Part A deductible
- ✅ Part B deductible
- ❌ Part B excess charges
- ✅ Foreign travel emergency
Medigap Plan: D
Premiums range from $389 - $537 depending on your age, sex, health status, and when you buy.
Doesn't include:
$185.00 Standard Part B premium
Copays / Coinsurance
Not specified
Deductibles
$0 Hospital (Part A)
$257 Medical (Part B)
Plan Benefits
- ✅ Skilled nursing facility
- ✅ Part A deductible
- ❌ Part B deductible
- ❌ Part B excess charges
- ✅ Foreign travel emergency
Medigap Plan: F
Premiums range from $392 - $898 depending on your age, sex, health status, and when you buy.
Doesn't include:
$185.00 Standard Part B premium
Copays / Coinsurance
Not specified
Deductibles
$0 Hospital (Part A)
$0 Medical (Part B)
Plan Benefits
- ✅ Skilled nursing facility
- ✅ Part A deductible
- ✅ Part B deductible
- ✅ Part B excess charges
- ✅ Foreign travel emergency
Medigap Plan: HDF High Deductible
Premiums range from $74 - $116 depending on your age, sex, health status, and when you buy.
Doesn't include:
$185.00 Standard Part B premium
Copays / Coinsurance
Not specified
Deductibles
$0 Hospital (Part A)
$0 Medical (Part B)
Plan Benefits
- ✅ Skilled nursing facility
- ✅ Part A deductible
- ✅ Part B deductible
- ✅ Part B excess charges
- ✅ Foreign travel emergency
Medigap Plan: G
Premiums range from $325 - $826 depending on your age, sex, health status, and when you buy.
Doesn't include:
$185.00 Standard Part B premium
Copays / Coinsurance
Not specified
Deductibles
$0 Hospital (Part A)
$257 Medical (Part B)
Plan Benefits
- ✅ Skilled nursing facility
- ✅ Part A deductible
- ❌ Part B deductible
- ✅ Part B excess charges
- ✅ Foreign travel emergency
Medigap Plan: HDG High Deductible
Premiums range from $68 - $109 depending on your age, sex, health status, and when you buy.
Doesn't include:
$185.00 Standard Part B premium
Copays / Coinsurance
Not specified
Deductibles
$0 Hospital (Part A)
$257 Medical (Part B)
Plan Benefits
- ✅ Skilled nursing facility
- ✅ Part A deductible
- ❌ Part B deductible
- ✅ Part B excess charges
- ✅ Foreign travel emergency
Medigap Plan: K
Premiums range from $105 - $225 depending on your age, sex, health status, and when you buy.
Doesn't include:
$185.00 Standard Part B premium
Copays / Coinsurance
Not specified
Deductibles
$838 (50% of Part A deductible) Hospital (Part A)
$257 Medical (Part B)
Plan Benefits
- ✅ Skilled nursing facility
- ✅ Part A deductible
- ❌ Part B deductible
- ❌ Part B excess charges
- ❌ Foreign travel emergency
Medigap Plan: L
Premiums range from $214 - $322 depending on your age, sex, health status, and when you buy.
Doesn't include:
$185.00 Standard Part B premium
Copays / Coinsurance
Not specified
Deductibles
$419 (25% of Part A deductible) Hospital (Part A)
$257 Medical (Part B)
Plan Benefits
- ✅ Skilled nursing facility
- ✅ Part A deductible
- ❌ Part B deductible
- ❌ Part B excess charges
- ❌ Foreign travel emergency
Medigap Plan: M
Premiums range from $356 - $524 depending on your age, sex, health status, and when you buy.
Doesn't include:
$185.00 Standard Part B premium
Copays / Coinsurance
Not specified
Deductibles
$838 (50% of Part A deductible) Hospital (Part A)
$257 Medical (Part B)
Plan Benefits
- ✅ Skilled nursing facility
- ✅ Part A deductible
- ❌ Part B deductible
- ❌ Part B excess charges
- ✅ Foreign travel emergency
Medigap Plan: N
Premiums range from $260 - $515 depending on your age, sex, health status, and when you buy.
Doesn't include:
$185.00 Standard Part B premium
Copays / Coinsurance
Not specified
Deductibles
$0 Hospital (Part A)
$257 Medical (Part B)
Plan Benefits
- ✅ Skilled nursing facility
- ✅ Part A deductible
- ❌ Part B deductible
- ❌ Part B excess charges
- ✅ Foreign travel emergency
Whether you’re new to Medicare or switching plans, understanding your Medigap options in New York can save you money and provide peace of mind. If you need help, our team is here to guide you.
Benefits offered by each Medigap plan
Compare the benefits of each lettered plan to help you find one that meets your needs now and in the future. You might not be able to switch Medigap policies later.
Showing standard Medigap plans. Columns greyed out are not offered in your state.
✔ = Plan covers 100% ✘ = Plan doesn’t cover % = Amount the plan covers
| Benefits | A | B | C | D | F | G | K | L | M | N |
|---|---|---|---|---|---|---|---|---|---|---|
| Part A coinsurance & hospital costs | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ |
| Part B copays/coinsurance | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | 50% | 75% | ✔ | ✔ |
| Blood (first 3 pints) | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | 50% | 75% | ✔ | ✔ |
| Part A hospice | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | 50% | 75% | ✔ | ✔ |
| Skilled nursing facility | ✘ | ✘ | ✔ | ✔ | ✔ | ✔ | 50% | 75% | ✔ | ✔ |
| Part A deductible | ✘ | ✔ | ✔ | ✔ | ✔ | ✔ | 50% | 75% | 50% | ✔ |
| Part B deductible | ✘ | ✘ | ✔ | ✘ | ✔ | ✘ | ✘ | ✘ | ✘ | ✘ |
| Part B excess charges | ✘ | ✘ | ✔ | ✘ | ✔ | ✔ | ✘ | ✘ | ✘ | ✔ |
| Foreign travel emergency | ✘ | ✘ | 80% | 80% | 80% | ✘ | ✘ | ✘ | 80% | 80% |
| $7,220 | $3,610 | |||||||||